Does Satsuma offer term that is short without any credit check?
No, we don’t offer loans without a credit check. We do have an eligibility checker, however – this permits you to definitely see if you’re apt to be accepted before finishing a credit check that is full.
As stated above, we glance at more than simply your credit history whenever considering candidates.
Will Satsuma Loans offer an decision that is instant?
At Satsuma, we should make trying to get and taking out fully a term that is short because clear as you are able to. That’s why we try to offer you an initial choice within one minute of the initial application being finished because of our capacity to always check before you use.
Why do I need to select Satsuma for my short-term loan?
If you’re considering obtaining a term that is short, here are a few main reasons why Satsuma could be one selection for you:
- Fixed repayments – whenever you submit an application for a Satsuma loan, the APR (apr) is calculated before you distribute the application, in order to see how much you’ll want to repay and exactly what your month-to-month repayments will undoubtedly be.
- No fees that are hidden. Pay just right back that which you agree upfront – With Satsuma, it is easy to understand just how much borrowing that is you’re your loan is actually the lump sum payment you wish to borrow in addition to the interest. It’s a calculation that is simple while our short term installment loans include simply no concealed charges.
Whenever you submit an application for a quick term loan from Satsuma, you constantly understand:
Typical questions regarding Short Term Installment Loans
If you’re nevertheless uncertain whether a Satsuma short-term is suitable for you, always check out of the responses for some of the very most usually expected concerns.
could i get a term loan that is short?
You’re eligible to apply for a Satsuma loan if you’re a UK resident, aged 18 or over and have a valid UK bank account and debit card. When it comes to getting financing, we must conduct a credit and affordability check to ensure you have actually handled repayments well within the past, and therefore it is possible to comfortably pay off the cash you intend to borrow.
Do i want a guarantor for a short term loan?
For many short term loans, you will do need a guarantor. Nonetheless, you don’t require a guarantor to just take down a Satsuma short-term loan.
could i get a term that is short with bad credit?
When you have bad credit and require a loan, Satsuma may nevertheless consider carefully your application. We take into account an amount of important aspects away from your credit score, such as for instance your incomings that are annual outgoings, also some other economic commitments you have.
Before making a credit card applicatoin, you’ll want to ensure you have actually the annotated following:
- A legitimate current email address and number that is mobile
- Address information for the previous 36 months
- Your earnings and outgoings
- Your bank debit and account card details.
You should be:
- Aged 18 to 74
- an UK resident
- Maybe not bankrupt
- Happy to have a credit check.
just how do short term installment loans work?
This differs from lender to lender, with Satsuma but, our short term installment loans are offered for quantities between ВЈ100 and ВЈ1,000, repayable over a length of between 3 and 12 months.
willing to use? Head to our Satsuma application for the loan web page and include your details for an decision that is instant.